credit card debt

So many tempting purchases.  So easy to use your credit card, online, in the store, in a restaurant.  But then you find yourself with a large credit card debt

What's the best way to reduce and finally clear that credit card debt ?  If you've got a high interest card, then it's time to switch to a low interest credit card deal.

Alternatively, maybe you can take a home equity loan, or find some other way to transfer your debt off your credit card ?

Best solution may be to apply for a new low interest credit card, with a 0% apr intro deal.  They actually want you to transfer balances over to the new card, and often offer you 0% apr to do that.

Then you get a period of maybe 6 months where you don't pay any interest.  That gives you chance to clear down some of the balance.  After 6 months there's nothing to stop you applying for another low interest card, and transferring the balance again !

Once you get your debt cleared down, maybe cut-up your card so it doesn;t happen again.  Or switch to a pre-paid card, so you can't get into debt again.

Use the web to look for the best low interest credit card deals, and clear or reduce your credit card debt once and for all.

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